One of the most convenient new life insurance policies available is the “no-medical” life insurance policy. That’s right, some policies can be obtained without having to undergo a medical or physical examination. Forget having to sit for hours in a medical practice waiting to have a series of blood, urine and other medical tests, you can simply fill out some online forms and have your policy up and running in a fraction of the time. Of course, not everybody can necessarily qualify for a no-medical life insurance policy, but it is certainly worth investigating to see if you can benefit from it.
The insurance market has changed over the last few years and many companies have innovated in the way in which life insurance policies are bought and sold online. Many customers have a whole new range of options that were not available to them before, as companies offer online options and drive down the cost – and ease of access – of these policies. As a result, the “no-medical” life insurance policy has become extremely popular, with term life insurance now available to qualify for without having to visit your local GP or medical centre.
This kind of brand new policy has been added to the mix of life insurance policies that you can use to protect yourself and your loved one from an unseen calamity. It can be an extremely cost-effective way of protecting yourself and your family, or a terrific way of obtaining a life insurance policy if you have a condition that would otherwise preclude you from coverage.
Some no-medical life insurance policies can be a bit more expensive than traditional packages and it is worth weighing the cost with your broker, like Life Insurance Perth 40/67 Howe St, Osborne Park WA 6017 (08) 6225 2308 on Truelocal. Of course, the packages are almost always worth paying the extra cost, giving you and your family peace of mind. Knowing that your spouse and children are covered in the event of a tragedy, is certainly worth every dollar.
There are numerous policies and packages that you can apply for online, like plans that cover you only for visits to the hospital. You may also find packages that cover you when you travel overseas, or coverage of your funeral. Of course, it’s also possible to find policies that contain multiple areas of coverage.
No-medical life insurance policies can be outstanding for senior citizens, who may find it difficult or troublesome to attend a traditional medical centre. They can also be very good for people who simply don’t have time to spend a whole day visiting a doctor.
This kind of insurance policy has been a game changer. No longer must you spend hours performing physical examinations and spending that time in a medical centre. Now you can fill out all of the necessary online insurance forms from the comfort of your own home!
This gives you peace of mind in the knowledge that your family is cared for, no matter what!
